If you don't have dental insurance, a dental membership plan is usually the simplest way to save. At Hampton Family Dental in Southampton, PA, our plan is $288 a year and includes your cleanings, exams, and routine X-rays, plus 15% off other treatment — with no deductibles, no annual maximum, no waiting periods, and no claims. It's not insurance; it's a direct plan with our office.
The short version
- A membership plan is a flat yearly fee paid to the dentist — not insurance, and no claims or paperwork.
- Hampton's plan is $288/year: cleanings, exams, and routine X-rays included, plus 15% off other treatment.
- No deductibles, no annual maximums, and no waiting periods — your benefits start right away.
- Honest rule: if your employer pays for insurance, keep it; if you pay yourself or have none, a plan usually wins.
- For most people, the plan pays for itself in two cleanings and an exam — the rest is savings.
What is a dental membership plan?
A dental membership plan is a flat yearly fee you pay directly to the dentist for included care plus discounts — and it's not insurance. There's no insurance company in the middle, no monthly premium, and no claims to file. You join, and your benefits start right away. Think of it as a simple, transparent deal between you and your dentist: a set price for routine care, and a set discount on everything else.
What's included in the Hampton Family Dental plan?
Our Hampton Family Dental membership plan is $288 a year for an adult. Here's what you get:
- Your routine cleanings for the year.
- Your exams.
- Your routine X-rays.
- 15% off other treatment — fillings, crowns, and more.
- No deductibles, no annual maximum, no waiting periods, and no claim forms.
Because there's no annual cap, the plan never “runs out” the way insurance does — the 15% savings keeps working no matter how much care you need. See routine cleanings for what preventive visits cover.
Membership plan vs. dental insurance: which saves you more?
The difference is simple: insurance is a third-party product with premiums, a deductible, and an annual cap; a membership plan is a direct deal with your dentist. Here's how they compare:
| Membership plan | Dental insurance | |
|---|---|---|
| Cost | One yearly fee ($288) | Monthly premiums |
| Deductible | None | Usually yes |
| Annual maximum | None | Often $1,000 – $1,500 |
| Waiting periods | None | Often on major work |
| Claims / paperwork | None | Yes |
| Starts working | Right away | After enrollment / waiting periods |
When to keep your insurance instead
We'll be straight with you: if your employer pays for your dental insurance, keep it and use it — coverage someone else pays for is hard to beat. A membership plan makes the most sense if you have no insurance, or if you're paying for an individual plan yourself and feel like the premiums and caps aren't worth it. If you're not sure, we're happy to look at your insurance and tell you honestly which way comes out ahead.
How much can you actually save?
For most healthy adults, the plan pays for itself in two cleanings and an exam — and everything after that is savings. If you need a filling or a crown during the year, the 15% discount adds up quickly. The chart below shows a typical year of routine care compared with paying per visit.
Who is the plan best for?
The plan is a great fit if you're uninsured, between jobs, self-employed, retired without dental benefits, or you've simply been putting off the dentist because of cost. The American Dental Association recommends keeping up with regular dental visits — and catching a problem early is far cheaper than treating one that was left to grow. A predictable yearly cost makes it easier to actually come in. If you're in pain right now and uninsured, our $59 emergency exam offer is an easy way to get seen without a big bill.
How to join in Southampton
Joining takes one phone call. Call us at (215) 357-2224 or see full plan details and join. If you're not a patient yet, that's no problem — new patients are welcome, and we'll get you set up the same day you come in.
Ready to save on dental care?
Call us or join the plan online — your benefits start the same day, with no waiting periods.